Online banking directory

AIB 24hour-online - Ireland
Allied Irish Bank's customers can obtain online access to their bank accounts.

Allstate Bank - USA
Internet-only bank that offers checking and savings accounts, CDs and mortgages.

AmTrust bank - USA
AmTrust Bank is an online division of Ohio Savings Bank, a multi-branch B&M bank that offers free online banking, free checking with interest, free bill payment and a variety of loans.

Arkansas National Bank - USA
The first bank in the state of Arkansas to offer Internet banking services.

ASB Bank Fastnet - New Zealand
New Zealand service offering balances, statements, transfers to other ASB accounts, bill payments and automatic payments to ASB Bank customers.

Bank Caroline - USA
Internet banking with no branches, great rates and friendly service.

Bank of East Asia Cyberbanking - Hong Kong
Hong Kong service. Includes account details, funds transfers, bill payments and time deposits.

Bank of Hawaii: e-Bankoh - USA
Customers can view their accounts and investments online.

Bank of Montreal - USA
Offers customers access to accounts through the Internet.

Bank SA Internet Banking - Australia
BankSA - Do your banking anywhere, anytime with BankSA Internet Banking

BankCaroline - USA
Internet banking with no branches, great rates and friendly service.

BankDirect - USA
Banking Online with BankDirect - saving money in personal banking by leveraging the power of the internet.

BankDirect - USA
Banking Online with BankDirect - saving money in personal banking by leveraging the power of the internet.

Banking 365 Online - Ireland
Online service for Bank of Ireland customers.

Banner Bank - USA
Customers can pay bills on-line, transfer funds, check balances and make loan payments. Washington, Oregon, and Idaho locations.

Barclays - UK
Offering internet banking to private and business clients. Global locations, with base in the United Kingdom.

Bill Centers - USA
Bill Centers is a FREE bill paying portal to consumers, companies and banks. Save $100 a year compared to Paytrust.com, GE Bill Manager, Citibank Bill Center, American Express, etc..

BillJunction.com - India
India-based service allows customers to pay utilities, credit cards, property tax and ISP bills online.

Bills.com - USA
Pay bills over the Internet using Bills.com Bill Pay, the electronic way to pay ALL your bills.

Cahoot - USA
Banking online with cahoot is easy, access to your accounts 24 hours a day or use our mobile banking and automated telephone services

Citibank Online - USA
Online banking for CitiBank customers.

Citizens Bank Online Banking - USA
Customers can access their Citizens Bank accounts online.

ClearNow - USA
Save time and eliminate headaches! ClearNow is the most cost-effective way to collect rent from your tenants.

Commerce Bank Online - USA
Provides customers with online access to financial services.

Deluxe Financial Services, Inc. - USA
Provides online banks with the services necessary to support Internet account openings.

E InvestmentBank - USA
Associated with Wedbush Morgan Securities in the US. Provides access to IPOs and private placements over the Internet, research and access to capital for emerging companies.

ebank.com - USA
Online bank serves both small businesses and consumers.

Egg - Prudential Banking - UK
UK-based Internet bank gives customers online access to their accounts.

Everbank - USA
Online bank that offers full-service banking, with a mortgage banking, and investing services to US domestic users

Everbank.com - USA
Offers Internet banking and other financial services.

fbr.com - USA
Web-based investment bank that distributes IPOs and venture capital investments to online investors. Subsidiary of Friedman, Billings, Ramsey Group Inc.

Fifth Third Bank - USA
Fifth Third Bank is a financial services bank serving Ohio, Kentucky, Indiana, Illinois, Florida, Michigan, and West Virginia markets.

First Internet Bank of Indiana - USA
Offers real-time online banking services to customers in Indiana, as well as checking, savings, and lending services.

First Republic Bank - USA
Provider of online banking solutions: deposits, lending, investment, and financial markets.

First Source Direct - USA
Access bank accounts with a personal computer.

Giantbank.com - USA
Secure Online Internet Banking. Earn higher returns and lower fees on giant Interest Checking, giant Money Market, giant IRA and giant Certificate of Deposit accounts and receive giant Relationship Services. No Lines. No Limits.

Griffon Bank - USA
Griffon Bank provides offshore banking services, online banking, internet bank accounts with free loadable debit card

Huntington Bank - USA
Online banking, investments, and, insurance.

ING Direct USA - USA
An FDIC insured national bank offering one of the highest savings rates with no fees and no minimums. ING Direct also provides highly competitive Certificate of Deposits, Mortgages, Home Equity Lines of Credit and Mutual Funds.

International Moscow Bank - USA
Provides online banking in the offshore environment of Montenegro.

INTRUST Bank OnLine - USA
Kansas bank offering online banking services to its customers.

Lloydstsb Online Banking - UK
One of the main 4 high street banks in the UK. Provides all standard online banking facilities for domestic account holders.

Mellon Online Banking - USA
Mellon Bank offers online trading, bill paying, funds transfer and stock quotes.

MyBankUSA - USA
Offers all aspects of online banking, a division of First Savings Bank.

National InterBank - USA
Online banking features high-interest checking, savings and CD's as well as free bill payment services plus low interest rate loans and realtime access.

NatWest Online Banking - UK
UK service offering balances, statements, transfers, bill payments, third party payments and standing orders.

nBank - USA
Offers online banking products to consumers and businesses.

Netbank.com - USA
Offers complete Internet banking and financial services.

NetmasterGold - USA
A mutual society offering financial services including mortgages, savings, personal and business banking, internet banking, insurance, sharedealing and commercial mortgages.

NetTeller - USA
An Internet-based home banking solution that delivers real-time interactive information solutions to a business' retail and commercial customers.

Ohio Savings Bank By Net - USA
An internet-based banking system that allows customers to access their bank accounts online.

Online Banking Report - USA
Online Banking Report - Since 1994, the independent source for online banking, payments, and lending research, statistics, and strategies.

Online Resources - USA
Online Resources powers online banking, bill presentment, payments, and relationship management for banks and credit unions.

Payments.com.au - USA
Allows consumers to pay bills via the phone and Internet.

Paytrust - USA
Paytrust.com is complete online bill delivery, payment and management. Paytrust is secure, private, and provides quick and easy bill management.

Piggybills - USA
We receive your bills, put them on our secure Web site, and compile all your debt information into a convenient status report.

Presidential Online Bank - USA
Internet banking with several branches. 6% Checking, High rates, great customer service, easy and safe, 24-hour access. Bill payer and online statements.

Principal Financial Group - USA
The Principal Financial Group is a nationally known provider of 401k plans, mutual funds, retirement plans, investments, life insurance, health insurance, and on-line banking. Online customer service, education.

Quicken Bill Pay - USA
Provides services to receive, view and pay bills online.

Rietumu BankWorld - USA
Register and login for online banking. Includes company information, fees and services available.

Security Service Federal Credit Union - USA
Offers remote banking services to its members.

TD Canada Trust - USA
Features EasyWeb Internet banking. Includes investing, insurance, banking, and small business.

TheBancorp.com - USA
A full featured internet bank intended for US domestic users.

U.S. Bank Internet Banking - USA
We've redesigned U.S. Bank Internet Banking around you. It is now easier to use than ever - the familiar checkbook format makes it easy to use. Access your U.S. Bank checking, savings, credit card or loan accounts and check account balances, transfer funds.

Unity Trust Bank - USA
Provides online banking and financial services including business banking, personal loans, commercial insurance and road rescue.

UseDirectPayment.com - USA
This site allows consumers to learn about and use Direct Payment. Consumers can also sign up for Direct Payment here to pay their bills automatically.

VirtualBank - USA
VirtualBank, the Internet's premiere online bank. We offer a full suite of financial products and services including jumbo mortgages to $4 million, low rate personal loans, as well as a wide range of superior banking products.

Wells Fargo Online Banking - USA
The online banking entry point for Wells Fargo.

Winbank - USA
Greek bank offering banking and investment services via the Internet.

WR Hambrecht & Co. - USA
Provides an auction process for distributing stock to individuals and institutions.

Yahoo! Bill Pay - USA
Allows payment of bills to anybody in the United States that accepts a check.

---

• Add url to Bizeurope
• Back to main menu of the company directory
• Looking for a new webhost? Find one here

Introducing Enhanced Online Security from Legacy National Bank.

Legacy National Bank is proud to deliver the highest level of security for our Legacy Online Banking customers. An additional layer of security is being added to our log in process. This will help ensure that your information is secure, protecting you from fraud and identity theft. Click & Learn

How it works - Enhanced Online Security verifies your identity in two ways. Every time you log in to Legacy Online Banking, the bank identifies you, and it lets you identify the bank using a private image and pass phrase.

Enroll for Enhanced Online Security

To enroll for Enhanced Online Security, follow these steps. Click & Learn

1. Log in by entering your current Access ID.
2. Click SUBMIT.
3. Enter your current password.
4. Click SUBMIT.
5. Complete the Enrollment form.
   1. Provide a current e-mail address (if needed).
   2. Enter a pass phrase for the randomly selected authentication image.
   3. Provide answers for 3 challenge questions.
   4. Select whether you are logging in with your personal computer, or a public computer.
      Only register personal computers that you frequently use and are not available for public use.
6. Click SUBMIT.

That’s it. The next time you log in, Enhanced Online Security will recognize you and display your private image & pass phrase.

Log in with Enhanced Online Security

Once you have enrolled for Enhanced Online Security, follow these steps to log in. Click & Learn

1. Log in using your current Access ID.
2. Click SUBMIT.
3. Your authentication image & pass phrase are displayed.
4. If they match your private image and pass phrase, then enter your password.
   If the authentication image and pass phrase do not match, do not enter your password. Start over, or contact Legacy National Bank at 479-717-1900 for assistance.
5. Click SUBMIT.

That’s it. You are now securely logged in to Legacy Online Banking.

Log in from other locations

Learn how to log in from computers other than the one you enrolled with, or when logging in from other locations. Click & Learn

Change your Image & Pass Phrase

Over 10,000 images for you to choose from. To select the one that's right for you, just follow these steps.

1. Log in by entering your regular Access ID.
2. Your authentication image & pass phrase are displayed.
3. If the authentication image and pass phrase are correct, enter your password.
4. Click SIGN IN.
5. Once logged in, Select Options from the main menu.
6. Select Change Security Data.
7. Select an image from the library.
8. Enter a pass phrase for the image.
9. Click SUBMIT.

That’s it. The next time you log in, your new authentication image and pass phrase will be displayed.

Banking security: Challenges ahead

Business case for preventing certain types of attacks
There a number of attacks which require large investments which may not be justifiable given the customer base of some banks?

In fact, there are many banks that are willing to compensate for the fraud losses of the customers as that is more cost effective to putting up a solution to prevent the same.

Security policy
The security policy needs to be continuously monitored and updated as a result of newer security threats. Which means that the bank has to continuously evaluate the risks, the cost of technology solutions and even upgradations. It gets all the more challenging due to a variety of technological solutions available in the market, each addressing individual problems but none offering a one-stop solution.

Customer education
A number of online banking users are naïve to the types of threats they face online and the precautions that they must take. Therefore, customer education becomes a key element to prevent the manifestation of a number of risks into frauds. The banks have to decide which is the best medium for the communication, message for the communication, frequency of communication and so on and so forth.

Online banking usage also depends a great deal on the customer-targeted communication from the banks to alleviate such fears. It is much easier for the experienced eyes of an internet-savvy user to detect potential phishing attempts when compared with a customer who has recently migrated from old school of banking to more recent modes.

Studies have also shown that first time users or users who have started adopting online banking do not continue to use them if they are struck by a fraud or attempts of fraud as their confidence on such a channel is drastically reduced and fall back on the traditional modes of banking.

A lot has to be communicated to customers. The onus of ‘real online-enablement’ of banking customers is usually left to the printed matter. The existing delivery channels (like ATMs, kiosks, online banking, POS) should be used to push this information to the customers in innovative ways.

Wherever technological controls are not feasible, procedural controls should be implemented to check frauds. As indicated before, solutions like exchange of personalised digital images between customer and bank website ahead of password entry prevents phishing. One time password through SMS, virtual keyboard, software version of two factor solutions are other strategies that banks can adopt to ensure better security in online banking.

It is therefore upon regulatory bodies to enforce online security norms, thereby rewarding initiative and innovation from the banking and IT communities.


The author is global head of sales, Finacle